Whether it's your first deal or your fiftieth, winning in today's market takes three things: the knowledge of 100+ closed deals, the systems — an AI deal machine plus access to the REI Command Center — and a community of seasoned investors who guide you, teach you, and check your numbers before you sign. Your first (or next) cash-flowing property under contract in 90 days. No banks. No guesswork. No going it alone.
★ In writing: the 10-Offer Guarantee — submit 10 real offers in your first 90 days, and if none goes under contract, we coach you free until one does.
Before you scroll another inch — hear exactly what this system does, who it's for, and the promise we make to every member. Straight talk, no hype: 15+ years in the game and 100+ deals closed by Brad and his network of seasoned real estate investors, who will help guide and teach you the ins and outs of real estate investing.
Here's what nobody tells you: the best investors stopped asking banks for permission years ago — and none of them figured it out alone. There's a way into real estate the banks don't advertise, coaches who have already walked it, and AI just made the whole thing faster than it has ever been.
Traditional courses hand you videos and vanish. This program hands you the three things it actually takes to win in today's market — the knowledge, the systems, and the community — and coaches you through building all four pillars of a real investing business: a machine that finds, funds, papers, and closes deals, with Brad and his network of seasoned investors (100+ deals closed between them) guiding you, teaching you the ins and outs, and checking every move.
Autonomous AI agents scrape, skip-trace, and qualify off-market sellers around the clock — flagging motivated owners before your competitors know they exist. You wake up to a seller list, not a to-do list.
Subject-To. Seller financing. Lease options. Learn to take over payments and structure deals where the seller gets their problem solved — and you get the house without a bank in the room.
Battle-tested contracts, AI transaction coordinators, and follow-up systems that nurture every lead, send every offer, and walk every deal to the closing table — without manual chasing.
This is the mastermind: Brad's own network of seasoned investors, private lenders, and vetted contractors — people doing the same deals — plus live weekly deal reviews where your numbers get checked before you sign anything.
A real structure we coach you through in week one — the Subject-To takeover — from first ping to first rent check. This is what you'll learn to do.
Out-of-state owner, 14 years of tenants, two code violations, loan still on the books. The machine scores the motivation at 87/100 and drafts the first outreach before breakfast.
Instead of borrowing at today's rates, the deal is structured Subject-To: the existing mortgage stays in place, you take the deed and the payments. The seller walks away free. The bank is never asked.
Purchase agreement, disclosures, servicing setup — pulled from the Contract Vault, e-signed, and run through title. Your AI transaction coordinator chases every signature so you don't have to.
Rented at $2,150 against a $1,538 all-in payment: +$612/month cash flow and $74,300 in equity captured at the closing table — with almost none of your own cash in the deal.
This is a taste of the AI Deal Analyzer. Punch in three numbers from any listing and see your maximum allowable offer — the number that keeps profit in the deal before you ever talk to a seller.
Formula: 70% of ARV − repairs − $5,000 assignment fee − $3,000 closing costs. The full analyzer inside the program computes 17 deal types, scenarios, and cash flow. Get the full machine →
Pipelines that nurture leads, fire offers, and follow up relentlessly — built for you, running on autopilot from first contact to closing.
Agents that call, qualify, and book motivated sellers straight onto your calendar — in your voice, on your script, at any hour.
ARV, repair estimates, and maximum allowable offers computed in seconds — so every offer you make is armored with data.
Every agreement, disclosure, and addendum for Subject-To, seller finance, and lease options — reviewed, ready, and yours to keep.
Your personal mission control: deal pipeline, distressed-seller heat map, portfolio, CRM, and commissions — every number of your business on one screen.
Most investors duct-tape four or five subscriptions together — and still miss deals. We build our own tools, so members get the whole stack in one login, wired together, at no extra monthly cost. Accelerator members get all three. The one piece held back is the flagship's buyer book — the 46,000 investors — which belongs to the Inner Circle.
The deal machine — analyze anything in 60 seconds
Why it matters: you never overpay for a house, never get burned by a rehab bid, and walk into every lender meeting looking like a pro.
Mission control — your whole business on one screen
Why it matters: you always know your next call, your next offer, and exactly what your business made this month — no spreadsheets, no guessing.
Finds the seller. Prices the deal. Names the buyer. Then does it again next month without being asked.
This is the one nothing else on the market matches. Other platforms do one of these jobs — a list company sells you addresses, a dispo platform sells you a buyer blast, a calculator runs your numbers. The Ledger is all three welded together and pointed at the DMV, built on public deed and court records rather than a marketing list somebody resold. It covers 30 jurisdictions — every Maryland county, Washington DC, and five Northern Virginia markets.
Why it matters: the two questions that end most new investors’ careers are “where do I find a deal?” and “who on earth buys it from me?” This answers both, in one login, on autopilot, for the market you actually live in — and if you decide to keep the house instead of selling it, it tells you what the government will guarantee you in rent and where to find the tenant. Nothing else on the market does the seller side, the buyer side, the math and the rental side in a single tool.
We listed every reason a new or experienced investor stalls — then built a deliverable that kills each one: the knowledge, the systems, and the community, in one stack. Coaching depth grows with your level.
The complete curriculum: sourcing, structuring, negotiating, and closing creative deals — in the exact order you'll use it.
Every agreement lawyers quote $5k to draft — ready to sign.
Deal analyzer, RepairIQ rehab estimator, photo-to-scope AI, materials & labor takeoffs.
Your personal mission control: deal pipeline, distressed-seller signals plotted on a live heat map, one-click skip tracing, portfolio, CRM & commission tracking. (Accelerator and up.)
Included from the Accelerator up
29 distress signals stacked and scored across 30 DMV jurisdictions. Leads delivered to you automatically with the seller’s name and phone. 70%-rule deal math, offer guidance, and HUD guaranteed-rent data if you keep the house.
Accelerator members get the finding side — $6,588 of it. The other half, worth $10,600, is the 46,000-buyer book, deal matching and the Whale Board: Inner Circle only, and the reason that bonus carries no price tag at all.
Word-for-word what to say when a motivated seller picks up.
Bring your numbers. We check them live before you sign.
Brad's network: seasoned investors, private money, and vetted contractors on call.
We review your first contract line by line before you sign it.
Never overpay a rehab: Brad's vetted contractor directory, real-world labor benchmarks by city, and an AI bid review that flags overpriced line items before you sign. (Accelerator and up.)
No asterisks, no fine print — the risk is ours, the reps are yours. Here's exactly how it works:
The AI starts hunting your market on day one — you get a seller pipeline, not homework.
Real offers on real properties, using our contracts — with your numbers checked live before you send them.
If those 10 offers don't produce a contract, we coach you at no charge until one does. We don't stop until it works.
Read that again: the only way to lose here is to quit.
It's all the same coaching program — same curriculum, same community, same AI machine. The level you pick decides how close the mentors stand while you build.
The guarantee on this page asks you to put 10 real offers out inside 90 days. It would be a little rich to ask that and then leave you to go find the houses — and the buyers — entirely on your own. So every Accelerator member gets our flagship deal-finding tool built in — and the first members at the two coached levels get more on top, at no extra cost.
These caps are small and they are real. When a level fills, the bonus comes off this page — it does not quietly reset next month.
For the brand-new investor building their base — learn the game at your own pace, never alone.
For the investor who wants coaches in their corner all the way to a closed deal — fast.
Twice the standard deal flow, scored against 29 distress signals, the seller’s name and phone included, delivered automatically every month for as long as you are in the RTM coaching program. Every Accelerator member gets the Ledger’s finding side; founding members get fed twice as fast while they learn to work it.
For operators scaling a real business to 7 figures — shoulder-to-shoulder with Brad and a room of closers. Capped at 5 members a cohort. When a cohort fills, the next one opens — at the next price.
Our flagship tool, unlocked end to end — including the half no other level gets: the 46,000-buyer book, deal matching, the Whale Board, buyer reveal and skip tracing, and the live heat map of where investor money is moving. Plus everything the finding side already gives you: the 29-signal lead engine, automatic lead delivery, offer and ARV math, the rental and guaranteed-rent module, the deal board, CRM sync and the C.R.E.E.D. AI co-pilot. Yours at no cost for as long as you are in the RTM coaching program — not a trial, not year one, the whole time you are with us. Members after the first five can add the Ledger — we price it on your interview call.
The walkthrough deal above cash-flows $612 a month and captured $74,300 in equity at the closing table. One deal like that pays for every level of this program — several times over. The most expensive option on this page is doing nothing.
Thirty seconds, no email required. We'll tell you exactly which level fits where you are right now — the same first question we'd ask on a strategy call.
We don't rent fake testimonials. This wall fills with the next cohort's real deals — address blurred, numbers real.
Claim A Slot →The exact 21-point checklist we run before signing any Subject-To or seller-finance deal — free, straight to your inbox.
No spam. One checklist, occasional deal breakdowns, unsubscribe anytime.
Never done a deal? Perfect. You'll follow the exact 90-day path with coaches checking your numbers — so your first deal is a good one.
You're already closing — but you're the bottleneck. Scale operations, cut your hours, and raise margins by letting the machine do the chasing.
You can see where this industry is going. You'd rather be two years early than one deal late.
REI Transaction Mastery is headquartered in Southern Maryland and built on 100+ deals closed across the DMV. Our coaching, community, and AI deal-finding tools work in every ZIP code in America — but if you invest in the Maryland, Washington DC, or Virginia market, you're learning from people who close in your backyard: the same county courthouses, the same title companies, the same buyer lists. Pick your market:
No. That's the entire point of creative finance. Subject-To, seller financing, and lease options are structures where the deal is funded by the existing mortgage or the seller — not by your bank account or your credit score. You'll need earnest money and closing costs on most deals (often a few thousand dollars, sometimes less), and we teach you how to raise even that from private lenders in the network.
Both. Foundations and the Accelerator assume nothing — they start at "what is a motivated seller" and end at a signed contract. Foundations is self-paced; from the Accelerator level up, coaches check your work the whole way. The Inner Circle Mastermind is the exception: it's built for operators already closing who want to scale, and it's gated by application for that reason.
It is our flagship tool, and it is the only thing we know of that does the whole job in one place. It finds the seller — tracking 29 distress signals across 30 DMV jurisdictions (tax delinquency and tax sale, redemption windows, evictions, probate and deceased-owner records, vacancy, code violations, condemned and blighted status, foreclosure, bankruptcy, liens, equity and long-held ownership) and stacking them into a 0–100 score, because one signal is noise but four stacked together is a motivated seller. It delivers them to you automatically by email, so you are not required to remember to log in. It prices the deal with 70%-rule math, offer guidance from real price-per-square-foot data, and comparable sales. It names the buyer: 46,000+ investor buyer groups built from 54,000+ recorded purchases across Maryland, DC and Arlington. And if you are a buy-and-hold investor, it finds your tenant — the HUD payment standard for that exact ZIP, which is the rent Section 8 guarantees there, alongside Census renter-demand data and direct links to the free government housing-search sites and voucher marketplaces where renters are already looking. You can search it, match a specific property to the buyers most likely to want it, see the heaviest repeat buyers in your county, reveal a buyer’s name and phone number, watch a live heat map of where investor money is moving, and ask the built-in AI co-pilot questions out loud. The tool has two halves, and they are split on purpose. Every Accelerator member gets the finding side as part of the program: the 29-signal lead engine, the scored leads delivered automatically, the deal math and the rental data. The buyer book — the 46,000 investors — is Inner Circle only. The five members of the founding Inner Circle cohort get the complete tool, both halves, at no cost for as long as they are in the RTM coaching program. Once that cohort fills, Ledger access is quoted on your interview call.
From what the market actually charges, and we used the low end every time. The closest thing to our buyer network is InvestorLift, whose entry plan runs about $500 a month — $6,000 a year. The lead engine — signal stacking, scoring, list building and skip tracing — compares to BatchLeads Personal Plus at $299 a month, $3,588 a year. The buyer book itself is 46,000 records, and targeted investor lists sell for 10 to 30 cents a record; we valued ours at the bottom of that range, 10 cents, which is $4,600. And the leads themselves: 10 scored seller leads a month at $25 each is another $3,000 a year. That totals $17,188 a year for the complete tool — of which the finding side, the part every Accelerator member gets, is $6,588 — and note what we did not charge for: the 29-signal lead engine, the automatic lead delivery, the deal math, the rental and guaranteed-rent module and the AI co-pilot are all valued at zero in that figure, because nobody sells a directly comparable product to price them against. We deliberately do not put a price on the Inner Circle bonus at all. Only the founding cohort of five is handed the Ledger this way — every cohort after it is quoted — so a number would be beside the point. On the leads: we price them at $25 each, the floor of the researched range for list-and-skip-trace leads — deliberately not the $150 to $400 that inbound pay-per-click seller leads cost, because ours are scored distressed-owner leads with contact information, not someone who filled in a form. Use our numbers or go price it yourself. The point holds either way.
Then nothing you paid is wasted. Every dollar of your Foundations tuition is credited toward the Accelerator for a full 12 months — not a discount code, not a partial credit, the whole amount. You pay the difference between what you already paid and the Accelerator price at the time you upgrade, and nothing else. We would rather you start now at the level you can afford than sit on the fence for a year waiting to afford the bigger room, so we put that in writing instead of hoping you would guess.
If you can send an email, you're qualified. Every AI system — the deal finder, the analyzer, the CRM, the voice agents — is set up with you step by step, most of it done-for-you. You operate dashboards; the robots do the plumbing.
It's your personal mission-control dashboard — every number of your investing business on one screen. Deal pipeline you drag from lead to closed, distressed-seller signals scored and plotted on a live heat map, one-click skip tracing to get an owner's phone and email, portfolio tracking, and a full CRM with listings, transactions, and commission tracking if you're also an agent. Members at the Accelerator level and up get access to the Command Center included.
Plan on 5–7 focused hours a week for your first 90 days: training, working the leads the AI hands you, and one live deal-review call. Because the machine runs the prospecting and follow-up 24/7, your hours go into the part that pays — talking to sellers and signing paper.
Creative finance works anywhere sellers have problems — which is every ZIP code in America. Hot market, cold market, small town or metro: motivated sellers exist everywhere, and the AI is what finds them at scale. Several structures actually work better in expensive markets where buyers are priced out.
Yes — buying a property subject to its existing financing is a recognized, decades-old transaction type with a line for it on the standard HUD/closing statement. What makes it safe is doing the paperwork correctly and disclosing everything to the seller, which is exactly what the Contract Vault and the deal reviews are for.
Simple trade: you do the reps, we carry the risk. Submit 10 offers using our system inside your first 90 days — offers, not wishes — and if none of them gets a deal under contract, we keep coaching you at no charge until one does. It's not "money back and good luck." It's "we don't stop until it works."
This is baked into the program, not an afterthought. You'll learn how to estimate rehab and labor costs yourself, and the tools do the heavy lifting: RepairIQ estimates repairs by condition and city, the photo-to-scope AI turns property photos into repair line items, and materials & labor takeoffs price out the work. At the Accelerator level you also get Brad's vetted contractor directory and the AI bid review — upload any contractor's bid and it flags line items priced above market for your city before you sign anything. You'll know what work should cost before a contractor ever tells you.
Compare the room: the big creative-finance programs charge $8,000 to $19,000 for less access, and elite masterminds run $25,000 to $50,000 a year with hundreds of members in the room. We priced under all of them on purpose — the Accelerator is $6,997 with a written guarantee and a $600-a-month tool stack included, and the Inner Circle is $19,997 for a cohort that holds five people, not five hundred. The honest frame: one average deal from the walkthrough above out-earns every level of tuition. If the math on that sentence doesn't work for you yet, start at Foundations and let the AI toolkit prove it.
Three steps, no pressure: (1) your application lands with a real human who reads it the same day, (2) you book a short strategy call where we map your market, budget, and level — applying commits you to nothing, (3) if we're a fit, you pick your level and the AI starts hunting your market that week. If we're not a fit, we'll tell you that too.
Hit "Apply For The Next Cohort," tell us where you are and where you're headed, and book a strategy call. Cohorts are capped at 40 because we review deals live — when the seats are gone, the next window opens the following month.
The bank already said no. The market already said wait. This is the door that opens anyway — with coaches on the other side of it. The next cohort is boarding.
Watch your inbox — we'll reply within one business day. Or skip the wait and grab a time right now:
Book Your Strategy Call Now →✦ Cohorts capped at 40 — we review deals live, and that doesn't scale. ✦
Take the 21-point Creative Finance Deal Checklist with you — the exact list we run before signing any Subject-To or seller-finance deal. Free, instant, no spam.
One checklist, occasional deal breakdowns, unsubscribe anytime.